CAR INSURANCE IS VERY USE FULL IN NOWADAYS.

CAR INSURANCE IS VERY USE

FULL IN NOWADAYS.

SO KEEP CAR AND AUTO

INSURANCE.

Why Whe Car and auto Insurance?

Why Whe Car and auto Insurance?

Some Amezing why they need car insurance and even consider the possibility consults are of not buying it.

What we need to understand is that the situation

is not that simple at all.

The department of motor vehicle requires you to

have insurance both to protect yourself and to

protect others also .

In case you cause damage of property or injuries to

third parties, you will be held responsible but at the

same time the insurance will pay for it. That way the

law makes sure that even those who wouldnot be

able to afford the proper reparations otherwise, do.

Since car and auto insurance is required by law, non compliance carries severe punishments. There was

simple fines if you are required by authorities to

show proof of insurance and you canot comply but

for repeated again and again offences or if you are

involved in an accident without having car

insurance you can lose your license and wonot

be able to drive for a long time. so car and auto

insurance is useful for all.

have the big advertising budget are NOT the most competitive - even when Progressive gives you other quotes they are with carriers that tend to be less competitive than others. These advertisers are just hoping you are already with a very costly insurance company and many of you are - so they win.
It makes sense though because all of these insurance companies and insurance agencies are paid by you buying a policy, they are paid commission which is a percentage of the premium. The common commission is between 10% - 25% for each policy. Do you see the bias in this? An, agency or insurance company is paid a percentage of the premium the higher your premium the better off the agent or company. With this system does the agent or company have any reason to shop your insurance or lower your rates? No, they do not. They don't want to lose your business but they would not want to offer you a rate that is 50% less either, that would be a pay cut. So these on-line service are not a shopping service because what they want is for you to buy a policy with them. The advertising is to pull you in and they hope you are with a very expensive company and they can cut the cost some - but a true shopping service wants to save you the most. The incentive for them should be a fee or a percentage of the savings. This is the only way for it to work for you, otherwise it is working against your goal.
By now I hope you understand the system a little better, so how do you get the advantage over the system?
• Don't be fooled by creative advertising • Shop your insurance every three years and make sure you get quotes from some independent agents and direct writers • Pay attention to the gradual rate increases each year • See if they are applying all the credits available - good driver, claim free, multi-car • Your credit score now effects your rates (don't even get me started on this subject) • Have a shopping service do the work for you or prepare to spend several hours shopping
I heard reports that Esurance gets about 1,000,000 hits a month to their site - have you been one of them? Are you insured with one of the large advertisers? Did you know that they are NOT a shopping service as much as they are an insurance agency/insurance company? We have never placed one of our clients with them because there are so many carriers that are more competitive. We have no gripe with these sites or companies but we do want you to be a savvy shopper. One of our clients just this month saved 60% off their insurance and you can save money too. You just need to be a thorough shopper.

CAR INSURANCE

Your probably aware of

all the ways to save money

by shopping auto insurance

if you're a savvy internet user

YouGoogle a search for auto

insurance, low cost auto

insurance, cheap auto insurance,

and whopops up? Esurance, Geico, Progressive, andsome other on-line

insurance agencies. That is a good

start, but if you are like me I found

that I would complete a form with

at least three of these services

just to find out some cold hard facts.

• It took about 15-20 minutes to

get the form completed

• I had to provide a lot of information • They could not beat my current premium •

They had insurance agentscalling me • If they had insurance agents
calling me they asked some of
the same questions I already

answered • Auughh!!!! This was a waste

of my time.Has this ever happened to you?

Did you quit looking because of

the aggravation? Well it did to

me and I hated wasting my time.

Every company listed when you

do a simple search for auto

insurance is either an insurance

company or agency. Did you know

that there are between 30-40

insurance carriers in each state

for auto insurance? If each of these

agencies quoted five insurance

companies (that is about the

most I've seen them provide)

you would be spending at least

2-3 hours quoting - but some

don't quote five, they are only


quoting one such as Geico – so

you would more likely be

quoting for 3-4 hours to seethe full market.Most of the companies that